/* Northbrook Senior Insurance Advisors — Medicare Specialty Tier
   Palette: forest-green #234834 · warm-cream #f7f1e3 · amber #b87333 · sage-leaf #5e7c4f
   Type: Source Serif Pro (display + body) + Source Sans Pro (UI)
   Body minimum 1.125rem (18px) for age-60+ accessibility. NO motion, NO carousels. */

:root {
  --primary: #234834;
  --primary-dark: #15311f;
  --bg: #f7f1e3;
  --bg-deeper: #efe6cf;
  --card: #ffffff;
  --ink: #1f1a14;
  --ink-soft: #5a5040;
  --rule: #c8b48c;
  --accent-amber: #b87333;
  --accent-amber-dark: #8e5320;
  --accent-leaf: #5e7c4f;
  --shadow: rgba(31, 26, 20, 0.10);
  --serif: 'Source Serif Pro', Georgia, 'Times New Roman', serif;
  --body: 'Source Serif Pro', Georgia, 'Times New Roman', serif;
  --ui: 'Source Sans Pro', system-ui, -apple-system, BlinkMacSystemFont, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--body);
  font-size: 1.125rem;        /* 18px minimum for 60+ accessibility */
  line-height: 1.7;
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}

img, svg, iframe { max-width: 100%; display: block; height: auto; }

a {
  color: var(--primary);
  text-decoration: underline;
  text-decoration-color: var(--rule);
  text-decoration-thickness: 1px;
  text-underline-offset: 0.25em;
}
a:hover { text-decoration-color: var(--accent-amber); color: var(--primary-dark); }
a:focus, button:focus, input:focus, textarea:focus, select:focus { outline: 3px solid var(--accent-amber); outline-offset: 2px; }

h1, h2, h3, h4, h5 {
  font-family: var(--serif);
  color: var(--primary);
  font-weight: 600;
  line-height: 1.2;
  letter-spacing: -0.01em;
}
h1 {
  font-size: clamp(2.5rem, 4.5vw, 3.5rem);
  line-height: 1.1;
  letter-spacing: -0.015em;
}
h2 { font-size: clamp(1.875rem, 3vw, 2.375rem); line-height: 1.2; }
h3 { font-size: 1.5rem; }
h4 { font-size: 1.25rem; }
p { margin-bottom: 1em; max-width: 65ch; }
strong { font-weight: 600; color: var(--primary-dark); }
em { font-style: italic; }
ul, ol { margin: 0 0 1em 1.5rem; }
li { margin-bottom: 0.4em; }
blockquote {
  border-left: 3px solid var(--accent-amber);
  padding: 0.5rem 0 0.5rem 1.5rem;
  font-style: italic;
  font-size: 1.25rem;
  line-height: 1.6;
  color: var(--primary-dark);
  margin: 2rem 0;
  max-width: 56ch;
}
hr.rule {
  border: 0;
  height: 1px;
  background: var(--rule);
  margin: 3rem 0;
}
hr.rule--accent {
  background: var(--accent-amber);
  width: 3rem;
  height: 2px;
  margin: 0 0 1.5rem 0;
}

.smallcaps {
  font-family: var(--ui);
  font-size: 0.875rem;     /* slightly larger than other tiers — accessibility */
  text-transform: uppercase;
  letter-spacing: 0.15em;
  font-weight: 600;
  color: var(--ink-soft);
}
.smallcaps--amber { color: var(--accent-amber); }
.smallcaps--primary { color: var(--primary); }
.smallcaps--cream { color: var(--bg); }

.italic-serif { font-family: var(--serif); font-style: italic; font-weight: 600; }

/* Layout containers */
.wrap { max-width: 76rem; margin: 0 auto; padding: 0 1.5rem; }
.wrap--narrow { max-width: 42rem; margin: 0 auto; padding: 0 1.5rem; }
.wrap--medium { max-width: 56rem; margin: 0 auto; padding: 0 1.5rem; }
.wrap--reading { max-width: 44rem; margin: 0 auto; padding: 0 1.5rem; }

/* Skip-link */
.skip-link {
  position: absolute;
  top: -100px;
  left: 0;
  background: var(--primary);
  color: var(--bg);
  padding: 0.75rem 1.25rem;
  font-family: var(--ui);
  font-size: 1rem;
  font-weight: 600;
  z-index: 200;
  text-decoration: none;
}
.skip-link:focus { top: 0; }

/* ============================================================
   HEADER — trust pill strip + main bar
   ============================================================ */
.trust-strip {
  background: var(--primary-dark);
  color: var(--bg);
  padding: 0.5rem 0;
  font-family: var(--ui);
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  font-weight: 600;
  text-align: center;
}
.trust-strip .wrap { display: flex; align-items: center; justify-content: center; gap: 0.75rem; flex-wrap: wrap; }
.trust-strip .badge-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--accent-amber); display: inline-block; }

.site-header {
  position: sticky;
  top: 0;
  background: var(--bg);
  z-index: 100;
  border-bottom: 1px solid transparent;
}
.site-header.is-scrolled {
  box-shadow: 0 2px 8px var(--shadow);
  border-bottom-color: var(--rule);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem 0;
  gap: 1.5rem;
}
.wordmark-block { display: flex; align-items: center; gap: 0.75rem; text-decoration: none; }
.wordmark-icon {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
  color: var(--primary);
}
.wordmark {
  font-family: var(--serif);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--primary);
  letter-spacing: 0.005em;
  line-height: 1.05;
  text-decoration: none;
}
.wordmark small { display: block; font-family: var(--ui); font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.18em; font-weight: 600; color: var(--ink-soft); margin-top: 0.15rem; }
.site-nav {
  display: flex;
  gap: 1.5rem;
  align-items: center;
}
.site-nav a {
  font-family: var(--ui);
  font-size: 1rem;
  color: var(--ink-soft);
  text-decoration: none;
  font-weight: 600;
  padding: 0.5rem 0;
  white-space: nowrap;
}
.site-nav a:hover { color: var(--primary); }
.site-nav a.is-current { color: var(--primary); border-bottom: 2px solid var(--accent-amber); }
.header-phone-block { text-align: right; }
.header-phone-block .smallcaps { display: block; font-size: 0.7rem; margin-bottom: 0.15rem; }
.header-phone {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 600;
  font-size: 1.5rem;        /* 1.5rem MINIMUM phone size for accessibility */
  color: var(--primary);
  text-decoration: none;
  line-height: 1;
  white-space: nowrap;
}
.header-phone:hover { color: var(--accent-amber); }
.menu-toggle {
  display: none;
  background: none;
  border: 2px solid var(--primary);
  cursor: pointer;
  padding: 0.5rem 0.85rem;
  font-size: 1.25rem;
  color: var(--primary);
  font-family: var(--ui);
  font-weight: 700;
  border-radius: 3px;
}

@media (max-width: 980px) {
  .site-nav { display: none; }
  .menu-toggle { display: block; }
  .header-inner { padding: 1rem 0; }
}
@media (max-width: 560px) {
  .header-phone { font-size: 1.25rem; }   /* still well above 1rem */
  .wordmark { font-size: 1.05rem; }
  .trust-strip { font-size: 0.65rem; letter-spacing: 0.12em; }
}

/* ============================================================
   HOMEPAGE TYPE-ONLY HERO (Pattern #8)
   Big H1 fills viewport. No photo above the fold.
   ============================================================ */
.hero-type {
  background: var(--bg);
  padding: 5rem 0 4rem;
  border-bottom: 1px solid var(--rule);
}
.hero-type .wrap { max-width: 70rem; }
.hero-type .eyebrow-line {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 2.5rem;
  color: var(--accent-amber);
}
.hero-type .eyebrow-line::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--rule);
  max-width: 8rem;
}
.hero-type h1 {
  font-family: var(--serif);
  font-weight: 600;
  font-size: clamp(2.75rem, 7vw, 5.75rem);
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--primary);
  margin-bottom: 2rem;
  max-width: 22ch;
  text-wrap: balance;
}
.hero-type h1 .em-amber { color: var(--accent-amber); font-style: italic; font-weight: 600; }
.hero-type .lede {
  font-family: var(--serif);
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  line-height: 1.55;
  color: var(--ink);
  max-width: 52ch;
  margin-bottom: 2.5rem;
}
.hero-type .by-line {
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.125rem;
  color: var(--ink-soft);
  margin-bottom: 2.5rem;
  max-width: 50ch;
}
.hero-type .cta-row {
  display: flex;
  gap: 1.25rem;
  flex-wrap: wrap;
  align-items: center;
  margin-bottom: 2rem;
}
.hero-type .micro-disclaimer {
  font-family: var(--ui);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--ink-soft);
  margin-top: 1.5rem;
}

/* Buttons — large touch targets for elderly users */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 1rem 1.75rem;
  font-family: var(--ui);
  font-size: 1.0625rem;
  font-weight: 600;
  text-decoration: none;
  border: 2px solid transparent;
  border-radius: 3px;
  min-height: 52px;        /* large touch target */
  letter-spacing: 0.01em;
  cursor: pointer;
}
.btn--primary {
  background: var(--accent-amber);
  color: #fff;
  border-color: var(--accent-amber);
}
.btn--primary:hover { background: var(--accent-amber-dark); border-color: var(--accent-amber-dark); color: #fff; }
.btn--ghost {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.btn--ghost:hover { background: var(--primary); color: var(--bg); }
.btn--ghost-cream {
  background: transparent;
  color: var(--bg);
  border-color: var(--bg);
}
.btn--ghost-cream:hover { background: var(--bg); color: var(--primary-dark); }
.btn--phone {
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.5rem;
  padding: 0.75rem 1.25rem;
}
.btn--leaf { background: var(--accent-leaf); border-color: var(--accent-leaf); color: #fff; }
.btn--leaf:hover { background: #4a6440; border-color: #4a6440; }

/* ============================================================
   TRUST + CMS STRIP — homepage section 3
   ============================================================ */
.trust-cms {
  background: var(--bg-deeper);
  padding: 3rem 0;
  border-bottom: 1px solid var(--rule);
}
.trust-cms .badges-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 3rem;
  flex-wrap: wrap;
  margin-bottom: 2rem;
}
.trust-badge {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  text-decoration: none;
  color: var(--primary);
}
.trust-badge .badge-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--bg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--serif);
  font-weight: 600;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.trust-badge .badge-icon--amber { background: var(--accent-amber); }
.trust-badge .badge-icon--stars { background: transparent; color: var(--accent-amber); font-size: 1.4rem; border: 2px solid var(--accent-amber); }
.trust-badge .badge-text { font-family: var(--ui); }
.trust-badge .badge-text strong { display: block; color: var(--primary); font-size: 0.95rem; font-weight: 700; letter-spacing: 0.05em; text-transform: uppercase; }
.trust-badge .badge-text span { display: block; color: var(--ink-soft); font-size: 0.85rem; }
.trust-cms .cms-mini {
  text-align: center;
  font-family: var(--ui);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--accent-amber);
  font-weight: 600;
  line-height: 1.7;
  max-width: 60rem;
  margin: 0 auto;
  padding: 1.5rem;
  border-top: 1px solid var(--rule);
}

/* ============================================================
   SECTIONS — generic
   ============================================================ */
section { padding: 5rem 0; }
section.tight { padding: 3.5rem 0; }
section.deep { padding: 6rem 0; }
.section-eyebrow { display: block; margin-bottom: 1rem; }
.section-head {
  max-width: 50rem;
  margin-bottom: 3rem;
}
.section-head h2 { margin-bottom: 1rem; }
.section-head p { font-size: 1.1875rem; color: var(--ink); }

section.bg-deeper { background: var(--bg-deeper); }
section.bg-primary { background: var(--primary-dark); color: var(--bg); }
section.bg-primary h2, section.bg-primary h3 { color: var(--bg); }
section.bg-primary a { color: var(--bg); text-decoration-color: var(--accent-amber); }
section.bg-primary .smallcaps { color: var(--bg-deeper); }

/* ============================================================
   THREE DECISIONS — 3-card grid
   ============================================================ */
.three-decisions {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-top: 3rem;
}
.decision-card {
  background: var(--card);
  padding: 2.5rem 2rem;
  border: 1px solid var(--rule);
  border-radius: 3px;
  display: flex;
  flex-direction: column;
}
.decision-card .deci-illus {
  width: 80px;
  height: 80px;
  margin-bottom: 1.5rem;
}
.decision-card .deci-num {
  font-family: var(--ui);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  font-weight: 700;
  color: var(--accent-amber);
  margin-bottom: 0.5rem;
}
.decision-card h3 { margin-bottom: 1rem; line-height: 1.25; }
.decision-card p { font-size: 1.0625rem; margin-bottom: 1.5rem; color: var(--ink); }
.decision-card .read-more {
  font-family: var(--ui);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--accent-amber);
  text-decoration: none;
  letter-spacing: 0.02em;
  margin-top: auto;
}
.decision-card .read-more:hover { color: var(--accent-amber-dark); text-decoration: underline; }

@media (max-width: 880px) {
  .three-decisions { grid-template-columns: 1fr; gap: 1.5rem; }
}

/* ============================================================
   WE ARE / WE AREN'T  — dark band, 2-col dl
   ============================================================ */
.we-are-grid {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 4rem;
  align-items: start;
}
.we-are-grid h2 { color: var(--bg); }
.we-are-cols {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
}
.we-are-cols dl dt {
  font-family: var(--ui);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  font-weight: 700;
  color: var(--accent-amber);
  margin-bottom: 1.5rem;
  padding-bottom: 0.75rem;
  border-bottom: 1px solid rgba(184, 115, 51, 0.3);
}
.we-are-cols dl dd {
  font-family: var(--serif);
  font-size: 1.125rem;
  line-height: 1.6;
  color: var(--bg);
  margin-bottom: 1.25rem;
  margin-left: 0;
  padding-left: 1.25rem;
  position: relative;
}
.we-are-cols dl dd::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.65rem;
  width: 0.5rem;
  height: 1px;
  background: var(--accent-amber);
}

@media (max-width: 880px) {
  .we-are-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .we-are-cols { grid-template-columns: 1fr; gap: 2rem; }
}

/* ============================================================
   WHO WE ARE PREVIEW — 2-col image + text
   ============================================================ */
.who-we-are {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.who-we-are img { border-radius: 3px; aspect-ratio: 16/9; object-fit: cover; }

@media (max-width: 880px) {
  .who-we-are { grid-template-columns: 1fr; gap: 2rem; }
}

/* ============================================================
   REVIEWS — 3 cards (no carousel)
   ============================================================ */
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
.review-card {
  background: var(--bg-deeper);
  padding: 2rem;
  border-radius: 3px;
  border-top: 3px solid var(--primary);
}
.review-card .stars {
  color: var(--accent-amber);
  font-size: 1.1rem;
  letter-spacing: 0.1em;
  margin-bottom: 1rem;
}
.review-card blockquote {
  border-left: 0;
  padding: 0;
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--ink);
  margin: 0 0 1.25rem 0;
}
.review-card .attribution {
  font-family: var(--ui);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-weight: 600;
  color: var(--ink-soft);
}
.reviews-foot { margin-top: 2.5rem; text-align: center; }

@media (max-width: 880px) { .reviews-grid { grid-template-columns: 1fr; } }

/* ============================================================
   AEP TIMELINE — 3 card row
   ============================================================ */
.aep-band {
  background: var(--bg-deeper);
}
.aep-timeline {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 2.5rem;
}
.aep-card {
  background: var(--card);
  padding: 2rem;
  border-left: 4px solid var(--accent-amber);
  border-radius: 3px;
}
.aep-card .aep-when {
  font-family: var(--ui);
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-weight: 700;
  color: var(--accent-amber);
  margin-bottom: 0.75rem;
}
.aep-card h3 { font-size: 1.25rem; margin-bottom: 0.75rem; }
.aep-card p { font-size: 1.0625rem; margin-bottom: 0; }

@media (max-width: 880px) { .aep-timeline { grid-template-columns: 1fr; } }

/* ============================================================
   FORMS — large labels, large fields, no placeholder-only
   ============================================================ */
.form-card {
  background: var(--card);
  padding: 2.5rem;
  border: 1px solid var(--rule);
  border-radius: 3px;
  max-width: 38rem;
  margin: 0 auto;
}
.form-card.wide { max-width: 100%; }
.form-row { margin-bottom: 1.5rem; }
.form-row label {
  display: block;
  font-family: var(--ui);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.5rem;
  letter-spacing: 0.02em;
}
.form-row label .hint {
  display: block;
  font-family: var(--serif);
  font-style: italic;
  font-size: 0.95rem;
  font-weight: 400;
  color: var(--ink-soft);
  margin-top: 0.25rem;
  letter-spacing: 0;
}
.form-row input,
.form-row select,
.form-row textarea {
  width: 100%;
  padding: 0.85rem 1rem;
  font-family: var(--serif);
  font-size: 1.125rem;          /* 18px input for legibility */
  color: var(--ink);
  background: var(--bg);
  border: 1.5px solid var(--rule);
  border-radius: 3px;
  line-height: 1.4;
  min-height: 52px;             /* large touch target */
}
.form-row textarea { min-height: 140px; resize: vertical; }
.form-row select { appearance: none; background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'><path fill='%23234834' d='M6 8L1 3h10z'/></svg>"); background-repeat: no-repeat; background-position: right 1rem center; background-size: 12px; padding-right: 2.5rem; }
.form-row input:focus, .form-row select:focus, .form-row textarea:focus {
  border-color: var(--accent-amber);
  background: #fff;
}
.form-row .radio-group { display: flex; flex-direction: column; gap: 0.75rem; }
.form-row .radio-group label {
  font-family: var(--serif);
  font-weight: 400;
  color: var(--ink);
  font-size: 1.125rem;
  display: flex;
  align-items: center;
  gap: 0.85rem;
  cursor: pointer;
  letter-spacing: 0;
}
.form-row .radio-group input[type="radio"],
.form-row .radio-group input[type="checkbox"] { width: 22px; height: 22px; min-height: 22px; flex-shrink: 0; }
.form-disclaimer {
  font-family: var(--serif);
  font-size: 1rem;
  font-style: italic;
  color: var(--ink-soft);
  margin-top: 1.5rem;
  padding: 1.25rem;
  background: var(--bg-deeper);
  border-left: 3px solid var(--accent-amber);
}

/* ============================================================
   SERVICE AREA + MAP — homepage section 10
   ============================================================ */
.service-area {
  display: grid;
  grid-template-columns: 5fr 4fr;
  gap: 3rem;
  align-items: start;
}
.service-area .map-frame iframe {
  width: 100%;
  height: 100%;
  min-height: 380px;
  border: 0;
  border-radius: 3px;
  filter: grayscale(0.15);
}
.service-area .area-info h3 { margin-bottom: 1rem; }
.service-area .area-info p { font-size: 1.0625rem; }
.service-area .nap {
  margin-top: 1.5rem;
  padding: 1.25rem 1.5rem;
  background: var(--bg-deeper);
  border-left: 3px solid var(--primary);
}
.service-area .nap .nap-phone {
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.75rem;
  font-weight: 600;
  color: var(--primary);
  text-decoration: none;
  display: block;
  margin-top: 0.5rem;
}

@media (max-width: 880px) {
  .service-area { grid-template-columns: 1fr; }
  .service-area .map-frame iframe { min-height: 320px; }
}

/* ============================================================
   PAGE HERO — interior pages (shorter, no full-bleed)
   ============================================================ */
.page-hero {
  background: var(--bg-deeper);
  padding: 4rem 0 3rem;
  border-bottom: 1px solid var(--rule);
}
.page-hero .breadcrumb {
  font-family: var(--ui);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-weight: 600;
  color: var(--ink-soft);
  margin-bottom: 1.5rem;
}
.page-hero .breadcrumb a { color: var(--ink-soft); text-decoration: none; }
.page-hero .breadcrumb a:hover { color: var(--primary); text-decoration: underline; }
.page-hero h1 {
  max-width: 26ch;
  margin-top: 0.75rem;
}
.page-hero .page-hero-image {
  margin-top: 2.5rem;
  aspect-ratio: 21/9;
  background-size: cover;
  background-position: center;
  border-radius: 3px;
}

/* ============================================================
   ARTICLE / READING BODY — used on About, LOB pages, Resources
   ============================================================ */
.article-body { font-size: 1.1875rem; line-height: 1.75; }
.article-body p { max-width: 42rem; margin-bottom: 1.25em; }
.article-body h2 { margin: 3rem 0 1.25rem; font-size: clamp(1.625rem, 2.5vw, 2rem); }
.article-body h3 { margin: 2rem 0 1rem; font-size: 1.375rem; }
.article-body .pull-quote {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 500;
  font-size: 1.5rem;
  line-height: 1.5;
  color: var(--primary);
  border-left: 3px solid var(--accent-amber);
  padding: 0.5rem 0 0.5rem 2rem;
  margin: 3rem 0;
  max-width: 46rem;
}
.article-body dl {
  margin: 1.5rem 0;
  padding: 1.5rem 2rem;
  background: var(--bg-deeper);
  border-left: 3px solid var(--primary);
  border-radius: 3px;
}
.article-body dl dt {
  font-family: var(--ui);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  font-weight: 700;
  color: var(--accent-amber);
  margin-bottom: 1rem;
  padding-bottom: 0.5rem;
  border-bottom: 1px solid var(--rule);
}
.article-body dl dd {
  font-family: var(--serif);
  font-size: 1.125rem;
  margin-bottom: 0.85rem;
  margin-left: 0;
  padding-left: 1.25rem;
  position: relative;
  line-height: 1.55;
}
.article-body dl dd::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--accent-amber);
  font-weight: 600;
}
.article-body img.float-right {
  float: right;
  width: 40%;
  max-width: 320px;
  margin: 0.5rem 0 1.5rem 2rem;
  aspect-ratio: 4/5;
  object-fit: cover;
  border-radius: 3px;
}
@media (max-width: 700px) {
  .article-body img.float-right { float: none; width: 100%; max-width: 100%; margin: 1.5rem 0; }
}

/* Article + sidebar layout for LOB pages */
.article-with-sidebar {
  display: grid;
  grid-template-columns: 1fr 18rem;
  gap: 4rem;
  align-items: start;
}
.lob-sidebar {
  position: sticky;
  top: 7rem;
  background: var(--bg-deeper);
  padding: 1.75rem;
  border-radius: 3px;
  border-top: 3px solid var(--accent-amber);
}
.lob-sidebar h3 { font-size: 1.15rem; margin-bottom: 0.75rem; }
.lob-sidebar p { font-size: 1rem; margin-bottom: 1.25rem; }
.lob-sidebar .lob-sidebar-phone {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 600;
  font-size: 1.5rem;
  color: var(--primary);
  text-decoration: none;
  display: block;
  margin-bottom: 1.5rem;
}
.lob-sidebar ul { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--rule); padding-top: 1.25rem; }
.lob-sidebar ul li { margin-bottom: 0.6rem; }
.lob-sidebar ul a { font-family: var(--ui); font-size: 0.95rem; font-weight: 600; color: var(--primary); text-decoration: none; }
.lob-sidebar ul a:hover { color: var(--accent-amber); text-decoration: underline; }

@media (max-width: 980px) {
  .article-with-sidebar { grid-template-columns: 1fr; gap: 3rem; }
  .lob-sidebar { position: static; }
}

/* FAQ block */
.faq-list { margin-top: 1.5rem; max-width: 44rem; }
.faq-item {
  border-top: 1px solid var(--rule);
  padding: 1.25rem 0;
}
.faq-item:last-child { border-bottom: 1px solid var(--rule); }
.faq-item h3 {
  font-size: 1.1875rem;
  margin-bottom: 0.75rem;
  color: var(--primary-dark);
}
.faq-item p { font-size: 1.0625rem; margin-bottom: 0; }

/* Cross-link block */
.crosslink-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 2rem;
}
.crosslink-card {
  background: var(--card);
  padding: 1.5rem;
  border: 1px solid var(--rule);
  border-radius: 3px;
  text-decoration: none;
  color: var(--ink);
  transition: border-color 0.2s;
}
.crosslink-card:hover { border-color: var(--accent-amber); }
.crosslink-card .smallcaps { display: block; margin-bottom: 0.5rem; }
.crosslink-card h3 { font-size: 1.15rem; margin-bottom: 0.5rem; }
.crosslink-card p { font-size: 1rem; margin: 0; color: var(--ink-soft); }
@media (max-width: 700px) { .crosslink-row { grid-template-columns: 1fr; } }

/* ============================================================
   CARRIERS GRID
   ============================================================ */
.carrier-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.carrier-grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  max-width: 56rem;
  margin: 0 auto;
}
@media (max-width: 880px) {
  .carrier-grid { grid-template-columns: 1fr 1fr; }
  .carrier-grid-2 { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .carrier-grid { grid-template-columns: 1fr; }
}
.carrier-card {
  background: var(--card);
  padding: 1.75rem;
  border: 1px solid var(--rule);
  border-radius: 3px;
  display: flex;
  flex-direction: column;
}
.carrier-card .carrier-wordmark {
  font-family: var(--serif);
  font-weight: 600;
  font-size: 1.375rem;
  color: var(--primary);
  letter-spacing: -0.005em;
  padding-bottom: 1rem;
  margin-bottom: 1rem;
  border-bottom: 1px solid var(--accent-amber);
  line-height: 1.2;
}
.carrier-card .carrier-meta {
  font-family: var(--ui);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-weight: 600;
  color: var(--accent-amber);
  margin-bottom: 0.75rem;
}
.carrier-card .carrier-meta-2 {
  font-family: var(--ui);
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--ink-soft);
  margin-bottom: 1rem;
}
.carrier-card p {
  font-size: 1rem;
  line-height: 1.55;
  margin: 0;
  color: var(--ink);
}

/* Resources grid */
.resources-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
.resource-card {
  background: var(--card);
  border: 1px solid var(--rule);
  border-radius: 3px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}
.resource-card .resource-img {
  width: 100%;
  aspect-ratio: 16/9;
  background-size: cover;
  background-position: center;
  background-color: var(--bg-deeper);
}
.resource-card .resource-body {
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  flex: 1;
}
.resource-card .resource-date {
  font-family: var(--ui);
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-weight: 600;
  color: var(--ink-soft);
  margin-bottom: 0.5rem;
}
.resource-card h3 {
  font-style: italic;
  font-size: 1.25rem;
  margin-bottom: 0.75rem;
  line-height: 1.3;
}
.resource-card p {
  font-size: 1rem;
  color: var(--ink);
  margin-bottom: 1.25rem;
}
.resource-card .read-link {
  font-family: var(--ui);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--accent-amber);
  text-decoration: none;
  letter-spacing: 0.02em;
  margin-top: auto;
}
@media (max-width: 880px) { .resources-grid { grid-template-columns: 1fr; } }

/* Contact page */
.contact-grid {
  display: grid;
  grid-template-columns: 5fr 4fr;
  gap: 3rem;
  align-items: start;
}
.contact-grid .nap-card {
  background: var(--bg-deeper);
  padding: 2rem;
  border-radius: 3px;
  border-top: 4px solid var(--primary);
}
.contact-grid .nap-card .nap-phone {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 600;
  font-size: 1.75rem;
  color: var(--primary);
  text-decoration: none;
  display: block;
  margin: 0.5rem 0 1.5rem;
}
.contact-grid .nap-card .nap-line { font-size: 1.0625rem; margin-bottom: 0.4em; }
.when-to-call { margin-top: 2rem; }
.when-to-call .mini-card {
  background: var(--card);
  padding: 1rem 1.25rem;
  margin-bottom: 0.75rem;
  border-left: 3px solid var(--accent-amber);
  font-size: 1rem;
}
.when-to-call .mini-card strong { display: block; color: var(--primary); margin-bottom: 0.2em; }
.full-map iframe { width: 100%; aspect-ratio: 21/9; min-height: 320px; border: 0; border-radius: 3px; filter: grayscale(0.15); }
.parking-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 2rem;
}
.parking-grid > div {
  background: var(--bg-deeper);
  padding: 1.5rem;
  border-radius: 3px;
}
.parking-grid strong { display: block; color: var(--primary); margin-bottom: 0.5em; font-family: var(--serif); font-size: 1.1rem; }
.parking-grid p { font-size: 1rem; margin: 0; }
@media (max-width: 880px) {
  .contact-grid { grid-template-columns: 1fr; }
  .parking-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
  background: var(--primary-dark);
  color: var(--bg);
  padding: 4rem 0 2rem;
  font-size: 1rem;
  line-height: 1.6;
}
.site-footer a { color: var(--bg); text-decoration-color: rgba(247,241,227,0.3); }
.site-footer a:hover { text-decoration-color: var(--accent-amber); }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1.25fr 1.5fr;
  gap: 3rem;
  margin-bottom: 3rem;
}
.footer-col h4 {
  font-family: var(--ui);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  font-weight: 700;
  color: var(--accent-amber);
  margin-bottom: 1.25rem;
}
.footer-col p { font-size: 0.95rem; margin-bottom: 1em; color: rgba(247,241,227,0.85); }
.footer-col ul { list-style: none; margin: 0; padding: 0; }
.footer-col ul li { margin-bottom: 0.5rem; }
.footer-col ul a { font-family: var(--ui); font-size: 0.95rem; }
.footer-wordmark {
  font-family: var(--serif);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--bg);
  margin-bottom: 0.85rem;
  line-height: 1.2;
}
.footer-badges {
  margin-top: 1.25rem;
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}
.footer-badges span {
  font-family: var(--ui);
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-weight: 600;
  color: var(--accent-amber);
}
.footer-nap-phone {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 600;
  font-size: 1.5rem;
  color: var(--bg);
  text-decoration: none;
  display: block;
  margin: 0.5rem 0;
}
.footer-cms {
  font-size: 0.85rem;
  line-height: 1.65;
  color: rgba(247,241,227,0.8);
  font-style: italic;
}
.footer-compliance {
  padding-top: 2rem;
  border-top: 1px solid rgba(247,241,227,0.15);
  font-size: 0.82rem;
  color: rgba(247,241,227,0.7);
  line-height: 1.6;
  margin-bottom: 1.5rem;
}
.footer-bottom {
  padding-top: 1.5rem;
  border-top: 1px solid rgba(247,241,227,0.15);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.85rem;
  color: rgba(247,241,227,0.7);
}
.footer-bottom em { font-style: italic; }

@media (max-width: 1000px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2.5rem; }
}
@media (max-width: 600px) {
  .footer-grid { grid-template-columns: 1fr; gap: 2rem; }
}

/* ============================================================
   UTILITY
   ============================================================ */
.text-center { text-align: center; }
.mt-1 { margin-top: 1rem; }
.mt-2 { margin-top: 2rem; }
.mt-3 { margin-top: 3rem; }
.mb-1 { margin-bottom: 1rem; }
.mb-2 { margin-bottom: 2rem; }
.mb-3 { margin-bottom: 3rem; }

/* Print-friendly */
@media print {
  .site-header, .site-footer, .trust-strip { display: none; }
  body { font-size: 11pt; color: #000; background: #fff; }
}

/* Respect reduced-motion (Specialty tier already avoids motion entirely) */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}